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Are you in a credit pinch and looking for an attorney to represent your interests? The sheer number of lawyers may be intimidating when you begin your search for the best one.
Before you begin speaking with prospective attorneys for your credit dispute, you need to know what to look for in an attorney and why it matters. Read on to learn everything to consider when choosing a credit defense attorney!
Credit Defense Experience
You need an attorney that has experience representing people in credit defense situations. The legal profession is a large one and has many different areas of the law that attorneys work in.
A prospective lawyer will learn a lot about different kinds of law while studying for their state bar exam. This doesn’t always translate into the practice of law. An attorney will often focus their practice on a specific niche. Some of these include criminal, family, and personal injury matters.
The best attorney will have a track record of representing plaintiffs and defendants in credit disputes!
Legal Education and Background
There are over 200 law schools accredited by the American Bar Association but not all schools the same. The attorney you hire should have gone to an ABA-accredited law school. They should also be in good standing with the state bar where your dispute took place.
You’ll want to hire an attorney that is a graduate of a reputable law school in the area where he or she practices. For example, a school like Stetson University College of Law is well-known for its trial advocacy and legal writing programs. These are two skills that are crucial to representing a client’s interest in and out of court.
Talk with a prospective attorney about their legal education. Learn about how their background is a good fit for representing you in your credit issue!
Comparing Attorney Fees
Finding a reputable attorney with experience in credit disputes is crucial for you. You need to hire an attorney you can afford to keep on your case throughout the pendency of the matter.
This means you need to understand how you are billed for legal services. This will help you get a better idea about the cost of their representation. Some of the most common ways an attorney charges for their services is by flat fee and hourly billing. Another, less common option is the contingency fee.
A flat fee billing process means you pay one total price for a lawyer’s services. Hourly billing means you’ll pay an hourly rate for an attorney’s time. You will pay in six-minute increments for every minute an attorney spends on your file.
In a contingency fee, you will usually only pay for a lawyer’s services if they recover money for you on your claim(s). This will help you compare costs from an attorney at https://financialjusticenow.com/ and those at another credit defense firm!
Find References and Read Reviews
Did you know that 84 percent of people trust online reviews as much as they do a friend or family member’s recommendation? Even if you are part of the other 16 percent, you should find references and read reviews for law firms in your area.
If you know someone that’s recently been in a credit dispute, find out about their experience. What did they like most about their attorney? What did they like the least? This will give you a better idea of the reputation of an attorney in your community.
Reading an online review can also give you great insight into someone’s experience at a firm. Although you probably won’t know an online reviewer personally, you can get information about lawyers outside of your family members and friends who know you.
Communication is Key
There are a lot of moving parts in a credit dispute pre-suit and during litigation. This means that it is crucial for you and your attorney to communicate clearly and honestly with each other during all steps of the process.
Speak with prospective law firms about how they communicate with their clients. Do they use email daily to interact with clients like you? Are they committed to returning phone calls and other messages within a reasonable amount of time?
You want to avoid hiring an attorney who will make you a priority to get you signed on as a client but not after earning your business. Attorneys often have a lot of cases they are juggling at any given time but this doesn’t mean that your needs should be ignored at any time.
Understanding Strengths and Weaknesses
The best options for attorneys will be the ones that give you a clear understanding of the strengths and weaknesses of your case. While you may feel your dispute should be decided in your favor, the law may see it in a different light.
A prospective attorney should speak with you about the strong and weak points of the facts in your case as they know them now. It’s important to remember that your case may become better or worse during the discovery process in a lawsuit.
When you apply the law to the facts in your case, you may find that your case is better or worse than what you originally thought!
Retaining the Right Credit Defense Attorney
Retaining the right credit defense attorney can have a major impact on your experience during your dispute. The attorney-client relationship is one built around trust and honesty, so it’s crucial that you feel comfortable speaking openly with your lawyer.
By taking time to learn about your case and speak candidly with prospective attorneys, you will have confidence that the one you retain is the best one for your case.
Are you looking for other useful information for your life outside of a legal dispute? Check out our blog post section for other great tips and tricks to start using now!