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Despite being one of the priorities of the Occupational Safety and Health Administration (OSHA), workplace accidents are very common. Over 340 million accidents occur within workplaces every year. The good news is that most of these accidents only result in light injuries such as sprains, strains, tears, etc. However, as light as these injuries may be, they can still turn out to be a pretty big deal for workers.
For starters, some injuries require hospitalization, which results in medical bills. Moreover, it may take some time to recover from the injuries, so you’ll most likely need to apply for an unpaid leave of absence when you get into an accident. In short, workplace accidents can be financially devastating.
On the bright side, it’s possible to seek compensation after getting into such workplace accidents to cover the damages done.
Read on for more tips on how you can get this compensation
1. Hire A Lawyer For A Smooth Negotiation
Worker’s compensation refers to the medical benefits and wage replacements provided by employers in the event of a work injury. By providing you with worker’s compensation, you’re giving up the right to sue your employer, even if it’s their negligence that brought the injury to you. Most of the time, employers are required to provide worker’s compensation.
However, there are cases where employers can deny their obligation to provide medical benefits and wage loss replacement, especially if you can’t prove that you’ve sustained the injury at work. In such cases, you’ll need someone who can—a lawyer.
Hiring a lawyer can be extremely helpful when dealing with negotiations. They can help you create a convincing argument and prove that you’re eligible for worker’s compensation. You can hire a lawyer by going to their physical address or contacting them, but you might be better off hiring a lawyer specializing in workplace accidents—a personal injury lawyer. You can try visiting sites like www.terrykatzandassociates.com and other reputable firms for more options.
2. File The Injury Claim Properly
While some employers require a bit of convincing, some are willing to provide worker’s compensation, especially those in large companies. After all, if an individual is found to be lying, they will face legal repercussions. However, they’ll at least require you to provide the necessary paperwork for the claim. The most crucial paperwork you need to prepare is the ‘Report of Injury’ form.
Without this document, it’ll be difficult to get compensated for a workplace accident. The same goes for when you fill out the wrong information in these forms. So make sure you file the injury claim properly.
3. Report The Injury Immediately
When filing a work injury, you need to have as much evidence possible to prove your claim. If you don’t report your injury immediately, there’s a chance it will heal, making it harder to prove your claim.
With that said, make sure you report your injury immediately to your manager, supervisor, or employer. Besides, worker’s compensation claims take a while to process, so the earlier you report it, the better it would be for your supervisor.
4. Seek Medical Attention ASAP
Earlier, you read something about injuries healing and becoming harder to prove. However, that doesn’t mean you should hold off on any medical assistance until you file the claim. In fact, seeking medical attention can be a great way to prove your workplace accidents. But remember to get everything that your doctor has written about the injury or at least a copy of them. These documents will be recorded as evidence of your workplace accidents.
But apart from being convincing evidence, light injuries can sometimes turn out to be something more serious than you initially thought. Thus, you shouldn’t wait before you go to your doctor or a nearby hospital.
5. Avoid Social Media Platforms
Hiring a personal injury lawyer, medical documents, filling out forms—these are some of the steps you can take to increase your chances of getting compensated. It also allows you to maximize the worker’s compensation, which ranges from $2,000 for small businesses up to $40,000 for large companies. However, you should also remember that specific actions can lower your chances instead, one of which is using social media platforms.
If you’re claiming an injury, you need to behave like so. After all, someone with a sprained wrist or broken arms can’t possibly use devices, let alone social media platforms. It may not be enough to void the worker’s compensation if you’re found still using these platforms, but it’ll likely reduce the insurance cost considerably.
While it’s true that you can increase the insurance claim cost if you have enough evidence and negotiating power, that doesn’t justify getting greedy and taking advantage of the company you’re working for, especially if they’re already willing since your initial report. On the contrary, if you’re offered a low insurance cost, you shouldn’t be afraid to step up and negotiate for adequate compensation.