Did you know around 3 million people in the U.S. are nonfatally injured in a car accident each year?
Fender Bender What to Do?
If you are involved in a fender bender, you might not be sure what’s supposed to happen. When no one has serious injuries, and there are no fatalities, you might not be sure how you should deal with things.
Continue reading this article to learn more about what to do in a fender bender.
1. Check for Injuries
Before you do anything else, you need to make sure everyone is physically okay. If there are serious injuries, you may need to call for an ambulance.
If there aren’t serious injuries, you might be able to drive yourself to the hospital or urgent care.
2. Exchange Information
Once you’ve checked everyone for injuries, speak to the other driver, and exchange information. It may be clear who is at fault in the accident, but in some cases, there may be a disagreement on the matter.
Having each other’s information is necessary to get things settled. If they have their insurance card, it’s wise to take a photo of it, so you will have that information easily accessible.
3. Take Photos of Damages
Are you asking, “How much does a fender bender cost?”
Even if there isn’t a lot of damage, it can be pretty costly, depending on your vehicle. If you get a quick car repair quote, you’ll be able to get a general idea of how much money you’re looking at spending.
Having proof of how the car looked right after the accident can help you show that you didn’t add any extra damages. The same goes for taking pictures of the other car. You want to make sure you don’t get blamed for damages you didn’t do.
4. Speak to Your Insurance Company
When you get into an accident, give your insurance company a call and let them know what happened. You need to make a claim if you want to get compensation, and it was your fault—if you have full coverage insurance.
If it wasn’t your fault, your insurance company would want to contact the other driver.
5. Call the Police
Depending on the accident attorney, you may be required by law to call the police. Each state has different laws about whether you have to report the accident or not.
If you aren’t sure about your state’s laws, the safest way to do things is just to give the police a call. There’s no law against calling an officer to the scene if the accident isn’t severe enough.
Having a police report can help you in case there is a disagreement over the damage or who was at fault.
6. Dealing With a Fender Bender
Now you have more ideas about what to do in a fender bender. Instead of being worried that you might do the wrong thing, you now have the information you need.
Do you need more tips about taking care of your vehicle or other topics? Look through our blog more from automotive section.