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The number of cyclists and bikers are minimal in comparison to drivers in the U.S., with less than 1% of trips out of all other transportation methods being bike trips. Yet, they’re still at higher risk of severe injury and even death.
Sadly enough, these types of accidents occur on a daily basis. Thus, you need to know your rights, as well as the right steps to take right after a bike accident. If you’re completely unfamiliar with the required processes, no worries. We’ve got you covered.
Keep on reading to learn about the importance and the core reasons why you should be getting a bike accident attorney, as well as the first steps you should take right after a biker accident.
The Importance of Having a Bike Accident Attorney
When it comes to any sort of personal injury accident, you should have an attorney on your side regardless of the simplicity or the complexity of your case.
Moreover, with bike accidents, the case circumstances can be unique and will require the help of an experienced bike accident lawyer to ensure that you get the compensation you deserve.
The Injuries Will Be More Severe
More likely than not, the injuries resulting from bike accidents, whether you’re a cyclist or a pedestrian, your body is completely exposed to not only the vehicle that hit you, but also the ground, the sidewalk, and the road surface.
In addition to the higher potential of being “pinned” which can lead to greater trauma both physically and mentally, a vehicle that’s going as slowly as 10 miles per hour can still cause a significant amount of damage.
You Won’t Be Thinking Clearly
No wonder. You’ll be going through a state of shock right after an accident, so you won’t be aware of the magnitude of hurt you might have gotten. Adrenaline will be rushing through your body and getting you high on the relief that you’re still alive.
Thankfully, by having an experienced attorney on your side, they’ll be aware that you might be suffering from more serious injuries that will be showing their ugly faces later. They’ll be more familiar with the long-term adverse ramifications that might completely escape your notice and knowledge.
Protection From Insurance Companies
If you’re unaware of some of the unprofessional (or immoral) conduct that some insurance companies visit upon accident victims, let’s clear things up for you.
Insurance companies are not your friend. Regardless of the type of accident, you shouldn’t be having a conversation of any kind with an insurance agent or representative without speaking with your attorney.
After all, you need to understand that the business model that insurance companies follow prioritizes the minimization of the amount of compensation that they’ll have to pay. Therefore, you have to be extra careful that your off-hand remarks won’t be taken literally, then used against you in court.
For example, don’t comment about your injuries, or how you’re feeling either mentally or physically, and also don’t give them a heads-up about the follow-up actions you’ll be taking in the future.
Figuring Out Medical Bills
In most cases, medical bills will be expected to be paid before your case goes to court or you’ve reached a settlement. So, who will be paying upfront for your medical bills?
Well, this is a point where you’ll need the help of your attorney to pin down. It’ll majorly depend on your state, as they have different laws on how to handle this situation.
For instance, there are some states that require the driver’s insurance company to pay for the medical bills that a cyclist has suffered. However, there are other states that don’t do so. It’s critical for you to know the answer to who’ll be responsible for paying any immediate medical bills.
Help in Recovering Your Losses
Alright, a sad reality is that most people who aren’t cyclist have no idea how expensive (or even precious) a bike can be to their owner. A cyclist will be familiar with the different price ranges that a bike can come in. Unfortunately, the same can’t be said for insurance adjusters.
Generally speaking, they’re not well-versed in the world of bicycle valuations, so even if they come with pure intentions, they’ll drastically downgrade the amount of your loss.
Furthermore, they might recommend that your bike can go for a heavy-round of repairs. However, in most cases when a bicycle is involved in a car accident, the probability of returning the bike to its previous condition is an impossible task.
Having an attorney on your case will protect you and ensure that you get fair compensation for the loss of your bike.
What To Do After A Bike Accident: The Basics
The very first step that you have to take after being in an accident is to seek medical attention immediately.
Even if you feel fine, or think it’s a simple bruise, it’s a critical step to take. In addition to ensuring that your health is taken care of, it might actually be required of you to do so by law, depending on your state.
Keep in mind that there are some injuries that can take days (or even weeks) to start showing symptoms. Moreover, it’s great for starting your documentation, of which you’ll be doing a lot.
Your medical care providers will automatically document any signs of injuries sustained, as well as diagnose any issues as quickly as possible.
Once you’re cleared, you’ll want to get your hands on copies of every medical report, your doctor’s notes and recommendations, as well as any missed days from work.
Ready to Get the Professional Help You Need?
Going through an accident is undoubtedly a traumatic process. However, there’s no need for you to go through it alone.
We hope our little guide on why you need a bike accident attorney on your side after getting into an accident has eased your mind and helped you explore your options.
Simply remember to gather all relevant documentation that you can get your hands on, and reach out to the attorney of your choice as soon as possible, and you’ll be good to go.